If you are a new resident in Virginia Beach, Virginia there is one aspect of car insurance in this City that may surprise you. Car insurance isn't mandatory here and if you pay a $500 Uninsured Motor Vehicle Fee you can register and operate a motor vehicle without any insurance at all. This isn't suggested and the results of being in a car accident can be devastating financially if you've put yourself in this position.
A much better and safer alternative is to secure cheap car insurance in Virginia Beach, Virginia. Although it may seem impossible to find adequate cover at a good rate, it's not nearly as difficult as you may think.
One aspect of their lives that many people fail to associate with car insurance is being in a car pool. If you take part in a car pool for work and you drive less than two or three times a week this should be brought up with your car insurance agent. Many companies offer a discount for drivers who travel less than a prescribed number of miles per year. If you fall into this category, your premiums may drop. The same is true if you switch positions and drive a shorter distance than you used to. If you find yourself being in the car less of the time, it's worth finding out about any mileage discounts.
Also ask your car insurance company if they pay a loyalty bonus. The most important resource that any car insurance company has is their clients. If your policy comes up for renewal and you decide to stick with the same company, as if there is a reward for that gesture. You may be surprised to see how much of a discount they'll be willing to offer and if they don't, consider getting quotes from a few competing companies just to see where your regular company fits in, price wise.
Recommended sites for low rate insurance
Cheap Car Insurance for Teenage Drivers [http://www.carinsurance4teens.com]
Article Source: http://EzineArticles.com/expert/Deborah_Mills/96750
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